The State Bank of India has launched a special, almost unknown offer for home loans for senior citizens and retirees. This hidden scheme has especially been conceptualized with the elderly in mind so they can make a property investment post-retirement. With flexible repayment terms, decent interest rates, and eligibility criteria that are above age, the … Read more
The Central Government has announced the latest updates on Dearness Allowance for its employees in 2025, granting relief against inflation. DA is a crucial element of salary, which is intended to compensate for the inflationary impact against the income of government employees. The latest hike is yet another commitment on the part of the government … Read more
The PPF is one of the safest and most popular investment avenues in India, serving as a strong wealth-building tool and tax saver. State Bank of India (SBI), being the largest and most trusted public sector bank, provides PPF accounts thereby enabling one to invest systematically and perform tax-free trading with compounded benefits. If an … Read more
Personal loans now stand as a quick remedy for meeting pressing expenses, consolidating debt, or acquiring lifestyle-related expenses. Kotak Mahindra Bank extends personal loan facility up to ₹6 lakh in 2025, lending fast and easy money to borrowers without any collateral. It is especially attractive to salaried individuals and self-employed professionals looking for a loan … Read more
As the safest investment avenue for assured returns, Fixed Deposits have been cherished by many investors. In 2025, a new FD scheme was introduced allowing one to make ₹1.89 Lakh in just four months with a hefty investment. This short-term deposit is best suited for investors who want their money working hard for them without … Read more
The Post Office Public Provident Fund stands as one of the safest investment avenues in India, with a very high level of tax efficiency. Backed by the government and guaranteed, PPF accounts are ideal for creating wealth over the long term. By putting away ₹35,000 each year in a Post Office PPF scheme, an investor … Read more
Finance is invariably a big matter for people when it comes to buying a home, and the State Bank of India (SBI) remains one of the most trusted lenders to help these people in realizing the dream. It is a common wonder among prospective buyers on what salary is needed to avail a ₹45 lakh … Read more
With bigger importance, the Reserve Bank of India has come out with an update that affects cheques bounce rules so as to smoothen banking operations and protect interests of the consumers as also those of the financial institutions. Such an update would imply more transparency and fewer disputes on dishonoured cheques. What Are the Changes … Read more
Among India’s safest and most rewarding long-term investment plans, the Post Office PPF stands. It is favored by the Government of India and assures returns and tax exemptions as specified by Section 80C of the Income Tax Act. The scheme exemplifies that the power of compound interest works when a little sum goes in as … Read more
The Employees’ Provident Fund Organisation (EPFO) has announced new rules for 2025, bringing significant benefits to millions of employees across India. The changes aim to enhance social security, increase pension benefits, and make fund management more transparent and accessible. These updates are expected to help both salaried professionals and retirees enjoy better financial stability in … Read more