SRD India

Finance is invariably a big matter for people when it comes to buying a home, and the State Bank of India (SBI) remains one of the most trusted lenders to help these people in realizing the dream. It is a common wonder among prospective buyers on what salary is needed to avail a ₹45 lakh … Read more

With bigger importance, the Reserve Bank of India has come out with an update that affects cheques bounce rules so as to smoothen banking operations and protect interests of the consumers as also those of the financial institutions. Such an update would imply more transparency and fewer disputes on dishonoured cheques. What Are the Changes … Read more

Among India’s safest and most rewarding long-term investment plans, the Post Office PPF stands. It is favored by the Government of India and assures returns and tax exemptions as specified by Section 80C of the Income Tax Act. The scheme exemplifies that the power of compound interest works when a little sum goes in as … Read more

The Employees’ Provident Fund Organisation (EPFO) has announced new rules for 2025, bringing significant benefits to millions of employees across India. The changes aim to enhance social security, increase pension benefits, and make fund management more transparent and accessible. These updates are expected to help both salaried professionals and retirees enjoy better financial stability in … Read more

Employees all over India enjoyed this welcome boost with the announcement of a major hike in Dearness Allowance (DA). The DA, which is to compensate for inflationary pressure, has been increased from 6% to 11%-much-needed relief for millions in the Central Government and Public Sector units. This hike may have been one of the highest-ever … Read more

Big news for retirees under the government! The 8th Pay Commission is expected to bring forth far-reaching reforms in pension matters. According to reports, the minimum basic pension may increase from ₹9,000 to ₹25,000, thereby delivering some hard-earned financial comfort to the retired employees. Alongside this, changes in the Uniform Pension Scheme (UPS) are also … Read more

The Post Office has always been a safe haven for investments in India. To keep this tradition alive, India Post has come up with the India Post RD Scheme 2025, specially meant for small investors. With this scheme, one can begin saving something as little as ₹1,000 every month and secure their financial future with … Read more

EPFO Update: नमस्कार दोस्तों, अक्सर देखा जाता हैं कि नौकरी छोड़ने, बदलने या रिटायर होने के बाद भी कई कर्मचारी अपने EPF खाते से पैसा नहीं निकालते। उन्हें यह लगता हैं, कि खाते में पड़ा पैसा लगातार इंटरेस्ट के साथ बढ़ता रहेगा। लेकिन आपको जानकारी के लिए बता दें कि ऐसा बिल्कुल भी नहीं हैं। … Read more

बैंक ग्राहकों के लिए खुशखबरी है, अब देश के कई बड़े सरकारी बैंक अपने खाताधारकों से मिनिमम बैलेंस न रखने पर कोई जुर्माना नहीं लेंगे। साथ ही कुछ प्राइवेट बैंक अभी भी इस नियम को लागू कर रहे हैं। कौन सी बैंक में मिनिमम बैलेंस रखने को लिमिट को हटाया गया हैं, उसकी पूरी जानकारी … Read more